Richard Webb

We lead complex lives in an increasingly complex world. As a Financial Adviser, my role is to understand your financial challenges, goals and needs, and help you find appropriate ways to meet them. Even a seemingly straight forward financial goal can involve numerous decisions and a lot of time and effort getting it right. Whether it’s buying a home, investing for the future or protecting the people and things you cherish, I can help you make the right choices for your needs. My services Protection Whatever your particular need – be it income, family, mortgage or business protection – we can access high quality products from a range of handpicked providers. Retirement planning The onus on creating a comfortable retirement is falling increasingly on the individual, and the new pension regulations, whilst bringing welcome freedoms, introduce additional complexity to your at-retirement choices. Investment planning As well as your pension, you may have opportunities to invest lump sums – such as an inheritance or bonus – but are unsure about which strategy is best. Inheritance planning Passing our hard-earned wealth to loved ones often forms a big part of our ambitions. We can help you put the right structures in place. Mortgages Whether you are looking to buy your first home, remortgage your current property or build a buy to let portfolio, we can help. YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority Pia Financial Solutions is a trading style of Pia Financial Services Ltd which is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Ltd, which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership on 31/01/2025 Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help to understand the best level of life, critical illness and income cover for you. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.