Martin Joyce

I am an experienced, professional Financial Planner and I have been providing holistic financial planning and wealth management advice for over 21 years. My areas of expertise include providing tax efficient investment and pension planning advice, as well as life insurance and critical illness insurance to protect you, your dependents and/or your business. My style is very ‘down to earth’ and practical. I build long term financial planning solutions for you, and I recommend regular reviews to ensure my advice remains appropriate to you and your circumstances, and continues to be effective. Range of Services Provided;- Financial Planning Holistic Wealth Management •Investment Planning •Inheritance and Trust Planning •Retirement Planning – Pre and Post Retirement •Individual, Family and Wealth Protection •Corporate Investment •Director/Shareholder Protection •Business Protection •Corporate Pension Planning •Employee I also specialise in Lifestyle Financial planning ( most people are not sure what this is - when I first heard it, I didn't either, so don't worry) Lifestyle financial planning takes a holistic approach to your life and finances. Rather than just looking at specific products, financial planning looks at where you are in life and what you want to achieve, before creating a financial roadmap to help you get there. Once we have established your goals, where you are at the moment and taken into account essential contingency planning, we should be ready to start designing your financial plan. I am conscious that the conversations I have with clients, they have probably never had with anyone else before let alone a financial adviser. Sometimes it’s the case that life is so busy they may not have even thought about before. Yes we probably have all fantasied about winning the lottery what we could do with £20 million jackpot, e.g. buying an eco-island like Richard Branson or owing a G6 private jet. But that’s not really what I am talking about. When clients approach me they really just want to know a few simple things “Am I going to be ok?” “Will I be able to LIVE MY LIFE without running out of money?” The only way I can establish this is to work out a plan, a lifestyle financial plan. Lifestyle financial planning, is all about YOU! And to do the things that YOU want to do! Life has so much to offer us all. If you retrospectively look at your life have you achieved all the things you wanted to? If not “how would you like to be remembered?” with so many complexity in the financial world, My objective is to keep things as simple as possible. I am passionate about helping you achieve the things that YOU want to in life, I always remind my clients that life isn't a rehearsal so don’t wait until it’s too late. In addition to helping my clients plan the life they want to live, I am the husband of a fantastic wife and the dad to two awesome boys. I enjoy holidays in Scotland and abroad to America, France and Italy as my top three destinations. I also love baking and I'm a bit of a gym addict too (which works in quite well to burn off all the fruit scones - my favourite!) finally I have a weakness for KitKat's which I have to limit to one 2 finger bar per day :-) Hopefully this has given you an insight, remember I will cover the cost of our first meeting and I'd be delighted to meet you to see if I can help. Our office number is 01505 690 473.