Toby Evans

Thank you for taking the time to review my profile! I'd love to see if I can help you. First and foremost, I get to know you as people. I want to really understand what makes you tick, and your hopes and goals for your lives. I call this the Discovery Stage. This is a two way process and it’s critical that both parties feel comfortable working with one another to go any further than this. Typically I work with a wide range range of clients from small business owners, to self employed individuals, to those in employed roles. Many of my clients have a range of assets and income streams, but not all. Broadly you will fall into one of two types of client: - You will either be accumulating (saving & investing) assets on a regular basis - Or you will be decumulating (spending and gifting) the assets you have already accrued. Each stage in your financial journey is unique to you, and the strategies required to navigate your finances will ultimately depend upon your objectives. My 4 Core business values TRUST Trust is the lynchpin of my whole business. My clients trust me with the most personal of details relating to their finances and lives. Trust can take years to earn, but mere seconds to shatter. Honesty, integrity, and a track record of doing the right thing with meticulous attention to every detail underpin any relationship based on trust. ETHICS Ethics isn’t just part of my process—it is the process. Ethical advice means always putting my clients’ best interests first, with complete honesty, transparency, and accountability. I don't work on commission, and I don’t push products. Every recommendation is made with care, consideration, and integrity, with your best interests at the heart. FAMILY FIRST Being present for the important moments in my family’s life — a school nativity or a summer sports day is non-negotiable. These are the things that truly matter to me and my family. That belief flows into everything I do as a financial planner. Helping you and your family achieve your lifetime goals is what drives me, no matter how big or small your family may be. It’s not just about managing money — it’s about giving you the confidence and freedom to focus on what matters most. I treat my clients as an extension of my own family. I take the time to understand your values and aspirations, and I build plans that genuinely reflect them. And just as importantly, I recommend the same investment philosophy for my clients that I use for my own family. You get the same care, the same integrity, and the same long-term thinking. PERSONALISED Every single client I work with is unique and no two financial plans are ever the same. Similarities, sure, but the same - never. Everything in your financial life plan must reflect what matters most to you, your unique circumstances and your objectives. There can never be any judgement here either. You call the shots - but I will delicately let you know if financially your desires may not be possible. I have some pretty powerful questions in my toolkit that might help you identify your objectives, but ultimately only you can decide what it is your want to do with your one precious life.