Karen Berisford

I am a Chartered Financial Planner and have been working in financial services for over 25 years, having started my career at JPMorgan Chase in 1996. I spent time working on the Equity Derivatives trading floor, then moved to JPMorgan Asset Management and finally to JPMorgan Private Bank. I started Firmstone Wealth in 2009, priding myself on delivering the highest quality financial advice provided by someone you can trust. As a Chartered Financial Planner, I have satisfied rigorous criteria relating to professional qualifications and ethical good practice. It means you can be confident that you are dealing with one of the UK’s leading advisers that is wholly committed to providing you with the best possible advice, service and support. I build long-term relationships with my clients, helping them to understand their personal financial goals and achieve them. The ethos of our practice is to provide high levels of professionalism and integrity and to be trusted advisors for our clients over their lifetime. Below are some of areas I can help with: *Personal planning* ✅ Tax optimisation and tax efficient investing ✅ Pension planning, including reviewing existing arrangements ✅ Protection in the event of illness/injury ✅ Investing for your children/grandchildren ✅ Inheritance tax planning ✅ Cash management & foreign currency service* *Cash management through SJP's cash management service powered by Flagstone, which along with foreign currency involves the referral to a service that is separate and distinct to those offered by St. James' Place. If you would like to discuss your financial goals please contact me to arrange a no-obligation initial consultation. Connect with me on LinkedIn https://www.linkedin.com/in/karen-berisford-9b570014, send me an email to karen.berisford@sjpp.co.uk The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 24/09/2024