Kenneth Murphy

We provide wealth management advice to individuals and businesses. Our advice is tailored to meet your personal and/or business objectives. Building a relationship with our clients is fundamental to our business. We listen to your life plans and objectives, and we work together to create a realistic financial plan. We take note of your key goals and design solutions that best suits your needs, we then complete all the necessary work on your behalf to create a seamless service. We have ongoing meetings to ensure we consider any new life events or changes in plan and continuously realign your finances to your future goals. Our service is bespoke to your circumstances and our business can provide advice for most financial positions ranging from mortgages, to investment planning, to retirement planning and inheritance tax planning. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Auto-Enrolment products are not regulated by the Financial Conduct Authority. Equity release is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx