Alistair Norton

Would you like qualified Mortgage, Protection, Pension & Investments advice from someone who does actually listen and care? I will guide you through the whole process, from advising and submitting your application, to getting your all-important mortgage offer or investment in place. You will not even have to leave your home or workplace, I fit in around your work and availability. With 20 years industry experience, I also understand the many pressures life throws our way – from negative equity many years ago and bringing up 4 children, to sharing a home with adult children! I can't predict the future but I can definitely ensure your family don't lose their home and pay their bills should the worst happen. Providing honest and friendly customer service is a priority, my team and I provide full guidance throughout the whole advice process covering London, Home Counties & surrounding areas. GHL Direct is a trading name of GHL Network Services Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority Approved by the Openwork partnership XX/XX/XXXX Get help with understanding your options for releasing equity from your home. Understand the main options, the costs associated and the long term implications of each option. Equity release will reduce the value of your estate and could affect eligibility to means tested benefits. Your adviser should be able to assess and explain this to you. Warning: A Lifetime Mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release.Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries. Get help to understand the best level of life, critical illness and income cover for you. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.