Richard Astbury

During his years as a Financial planner with Atherton & Associates, Rick has developed a true passion for building long term relationships with his clients. He has a genuine desire to help his clients to achieve their aspirations and financial goals through effective, financial planning, which is delivered in his down to earth way. His VouchedFor reviews are testament to this. On a daily basis, Rick supports his clients with goals based financial planning for individuals, families and business owners in the following areas: • Retirement Planning • Wealth Protection • Inheritance Tax Planning • Intergenerational Planning In Rick’s down time, his two children keep him on his toes! His son and daughter are both keen swimmers and are trying their hand at lots of sports, in between the ‘tech’ time. Rick is also a keen angler and a motorsport enthusiast, with an interest in anything that has two wheels. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Auto-Enrolment products are not regulated by the Financial Conduct Authority. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 09/08/2024