Paul Waites

With a career in the financial services industry that spans more than 30 years, I joined Ryley Wealth Management in 2016 to work with both private and corporate clients. I look after the financial planning needs of individuals, directors, professionals and retirees, where my client-centric and transparent approach ensures my clients have a clear understanding of the financial planning strategy they have in place to achieve their goals. I cover all aspects of private and corporate wealth management, including protection, savings, investments and have significant experience in retirement and estate planning. I am also licensed and authorised to advise on Defined Benefit Pension Transfers In my spare time I like to run and you may find me pounding the local streets trying to keep fit - but my heart truly lies in Cornwall, where I love to explore and unwind in the sea air. Ryley Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). `The St. James's Place Partnership' and the title `Partner Practice' is the marketing term used to describe St. James's Place representatives. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx