0151 221 9238
Based in Ormskirk
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: February, 2019
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Joseph is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joseph's status
Last checked: 26 March 2025
Joseph is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joseph's status
51
Recent Client Reviews
Joseph has received 51 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Joseph has received 51 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 26 March 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
4
Qualifications Uploaded
Joseph has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
4 qualification certificates available to view
Joseph has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Joseph has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Joseph has provided information on their typical fees
Joseph has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
24
Positive First Impressions
96% of VouchedFor users have had a positive (4 or 5 star) first experience with Joseph (based on 24 first impressions)
96% of users who are not yet clients had a positive first experience with Joseph
96% of VouchedFor users have had a positive (4 or 5 star) first experience with Joseph (based on 24 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Joseph is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joseph's status
Last checked: 26 March 2025
Joseph is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Joseph's status
51
Recent Client Reviews
Joseph has received 51 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Joseph has received 51 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 26 March 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
4
Qualifications Uploaded
Joseph has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
4 qualification certificates available to view
Joseph has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Joseph has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Joseph has provided information on their typical fees
Joseph has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
24
Positive First Impressions
96% of VouchedFor users have had a positive (4 or 5 star) first experience with Joseph (based on 24 first impressions)
96% of users who are not yet clients had a positive first experience with Joseph
96% of VouchedFor users have had a positive (4 or 5 star) first experience with Joseph (based on 24 first impressions)
With 40 years of experience within the Financial Services sector I am a Partner and Financial Planner associated with the award winning True Potential Wealth Management Group. In my experience, no two clients are the same and off the shelf solutions are very rarely suitable. Therefore I will seek to understand your personal financial objectives to ensure that I can deliver a Financial Plan that is unique and appropriate to you. I believe that it is essential to build a long lasting relationship with all of my clients, focused around delivering a financial goal as a key objective. For me, I believe that setting a goal is the single most important step in creating your financial plan; and that's why I will take the time to uncover the real reasons why you are saving and I will help you produce a plan that meets your needs. My goals-based approach to financial planning takes account of your personal goals, time frames to achieve these goals as well as the level of risk you wish to take. I then blend all this information to create your personal strategy and road map. I will then spend a significant amount of time working with you on our value proposition and advise you on how much you need to invest in order to reach your goals. I work on the premise that there's no point in recommending a strategy that I can't explain easily or that my clients won't understand. That's why I always present my advice in a simple and straightforward way. If you wish to benefit from this truly innovative approach to managing your wealth, please contact me and I will be delighted to arrange an initial consultation with you free of charge. The initial consultation is not limited to an hour. The conversation can take as long as it takes for me to introduce the benefits of working with True Potential Wealth Management and to gain a full understanding of your circumstances.
Offers available through VouchedFor
Contact Joseph through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Joseph's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
No reviews matching your filter selections.
VouchedFor Disclaimer
Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.
Adviser Disclaimer
All Wealth Management Partners are Restricted Financial Advisers within True Potential Wealth Management LLP which is authorised and regulated by the Financial Conduct Authority. FRN 529810. Registered Head Office: Newburn House, Gateway West, Newburn Riverside, Newcastle upon Tyne, NE15 8NX. True Potential Wealth Management is a Limited Liability Partnership. OC356611. Your capital is at risk, investments can fluctuate in value and investors may not get the amount back they initially invest. Past performance is not a guide to future performance. Tax rules can change at any time. We offer non-investment protection products (e.g., term assurance, income protection and critical illness from a range of insurers). Please remember your home or property may be repossessed if you do not keep up repayments on your mortgage. We give clients the option to pay for mortgage advice by fee rather than commission. We offer non-investment protection products (e.g. term assurance, income protection, critical illness and buildings, and contents from a range of insurers. The Financial Conduct Authority do not regulate, Will Writing, Tax Advice and Estate Planning. The guidance and/or advice contained within the website are subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.