Nicholas Hall

Throughout my time in the industry, I feel privileged to have helped individuals and families from all walks of life, giving me the knowledge and experience to identify the best opportunities for my clients and to ensure that their finances are working as hard as they do. My aim is always to provide great quality, holistic financial advice whilst maintaining long-term, honest relationships with all my clients. I have worked in the banking industry since 2012 and transitioned to the St. James’s Place Partnership in 2017, after completing my Diploma in Financial Advice. Following my appointment as a Financial Adviser, I then achieved my Certificate in Mortgage Advice and Practice, my Certificate in Long Term Care Planning, and finally the additional level 6 exams needed to achieve chartered status thereby rounding my skill set by allowing me to advise my clients on everything from their mortgages, Investment & Retirement planning during their working lives to helping them to ensure their estates are structured correctly should they need care later in their lives and ensuing we minimise the impact of Inheritance tax to their loved ones. I provide bespoke and robust financial advice to my clients, covering anything from their pensions, to their mortgage, and everything in between. My focus has always been on understanding my clients first: what is important to them now and what might be important to them in the future. This allows me to build a long-term financial plan that will protect the important things, whilst also working towards both their long and short-term goals. When not working, I enjoy spending time with friends and family, meaning regular trips to the South West. I am a keen runner and enjoy spending my time watching films and spending time with my dog Teddy. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 19/06/2024