0330 038 8942
Based in Hamilton
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: April, 2023
5 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
Last checked: 17 March 2025
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
25
Recent Client Reviews
Michael has received 25 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Michael has received 25 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Michael can advise across a wide range of mortgage products in the market. It is important to ask if Michael checks lenders’ direct-only deals.
Last checked: 10 March 2025
Michael can advise across a wide range of mortgage products in the market. It is important to ask if Michael checks lenders’ direct-only deals.
Qualifications Uploaded
Michael has not yet added their qualifications to their profile
Qualifications not yet added
Michael has not yet added their qualifications to their profile
Transparent Fees
Michael has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Michael has provided information on their typical fees
Michael has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
3
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michael (based on 3 first impressions)
100% of users who are not yet clients had a positive first experience with Michael
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michael (based on 3 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
Last checked: 17 March 2025
Michael is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Michael's status
25
Recent Client Reviews
Michael has received 25 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Michael has received 25 client reviews in the past 12 months; 100% of these have been verified
Independent Mortgage Adviser
Michael can advise across a wide range of mortgage products in the market. It is important to ask if Michael checks lenders’ direct-only deals.
Last checked: 10 March 2025
Michael can advise across a wide range of mortgage products in the market. It is important to ask if Michael checks lenders’ direct-only deals.
Qualifications Uploaded
Michael has not yet added their qualifications to their profile
Qualifications not yet added
Michael has not yet added their qualifications to their profile
Transparent Fees
Michael has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Michael has provided information on their typical fees
Michael has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
3
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michael (based on 3 first impressions)
100% of users who are not yet clients had a positive first experience with Michael
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Michael (based on 3 first impressions)
I have been a mortgage adviser since 2015. Over the years I have built up a diverse range of clients, from first time buyers, clients moving home, remortgaging, in addition to purchasing or remortgaging buy to let properties and portfolios. I believe the key to being a good adviser is the ability to listen and connect with what really matters to clients and being available outwith the normal working hours. As purchasing a home is the biggest lifetime decision my clients are likely to make, it is important to provide additional ‘sound protection advice’ to enable them in making an informed decision that will protect their home and lifestyle. My clients tell me “I am like a dog with a bone”! I like to think that is the reason why I have a high success rate and a happy client base. My clients are important to me, just as my family and friends are, so I like to spend as much time with them when I am not keeping myself fit in the gym. My clients are important to me, just as my family and friends are, so I like to spend as much time with them when I am not keeping myself fit in the gym.
Offers available through VouchedFor
If you choose to receive advice from Michael after contacting them through VouchedFor then they will discount their fees by £100.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Michael's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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