Mitul Patel

Mitul Patel

Lemon Tree Financial Ltd

Minimum mortgage: Over £250,000

0208 166 8476
Based in Harrow
View location

Top Rated 2025
Verified since: November, 2023

5 out of 5

213 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 17 May 2025

    Mitul and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 22

    Recent Client Reviews

    Verified reviews: 96%

    Mitul has received 22 client reviews in the past 12 months; 96% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 04 December 2024

    Mitul can advise across a wide range of mortgage products in the market. It is important to ask if Mitul checks lenders’ direct-only deals.

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

    Mitul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Mitul has provided information on their typical fees

    Mitul has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 6

    Positive First Impressions

    83% of users who are not yet clients had a positive first experience with Mitul

    83% of VouchedFor users have had a positive (4 or 5 star) first experience with Mitul (based on 6 first impressions)

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 17 May 2025

    Mitul and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 22

    Recent Client Reviews

    Verified reviews: 96%

    Mitul has received 22 client reviews in the past 12 months; 96% of these have been verified

  • Independent Mortgage Adviser

    Last checked: 04 December 2024

    Mitul can advise across a wide range of mortgage products in the market. It is important to ask if Mitul checks lenders’ direct-only deals.

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

    Mitul has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Mitul has provided information on their typical fees

    Mitul has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 6

    Positive First Impressions

    83% of users who are not yet clients had a positive first experience with Mitul

    83% of VouchedFor users have had a positive (4 or 5 star) first experience with Mitul (based on 6 first impressions)

We understand that finding an affordable mortgage for your dream home or Buy To Let Investment can be a challenging and time-consuming process. At Lemon Tree Financial, we are committed to helping our clients navigate this complex process. As a husband and wife team with over 30 years of combined experience, we pride ourselves on providing expert guidance and support throughout the mortgage application process. Our aim is to simplify the process, explaining every step from initial enquiry to completion and beyond. We offer specialist residential, remortgage, Buy To Let, and commercial mortgage and life protection advice to clients in the Harrow, Pinner, Wembley, and Middlesex areas. Our dedicated team is here to assist you in finding an affordable mortgage and life protection plan that meets your specific needs and circumstances.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Mitul's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Clients' level of financial expertise

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Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.

Adviser Disclaimer

Lemon Tree Financial is authorised and regulated by the Financial Conduct Authority , registration number 401013. Your home may be repossessed if you do not keep repayments on your mortgage. The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.
We give clients the option to pay for mortgage advice by fee rather than commission. The level of fees for mortgage advice will vary according to individual circumstances, but will typically be £495.