Dave Horniblow

Dave Horniblow

GHL Direct

Minimum mortgage: Any amount

0121 659 8159
Based in West-Bromwich
View location

Verified since: May, 2017

4.9 out of 5

124 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 15 March 2025

    Dave is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Dave's status

  • 1

    Recent Client Reviews

    Verified reviews: 100%

    Dave has received 1 client review in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 31 October 2024

    Dave can advise across a limited set of mortgage products, which may be provided by companies Dave works with. This limitation may allow Dave to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Dave has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Dave has not yet added their fees to their profile

  • 55

    Positive First Impressions

    96% of users who are not yet clients had a positive first experience with Dave

    96% of VouchedFor users have had a positive (4 or 5 star) first experience with Dave (based on 55 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 15 March 2025

    Dave is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Dave's status

  • 1

    Recent Client Reviews

    Verified reviews: 100%

    Dave has received 1 client review in the past 12 months; 100% of these have been verified

  • Limited Mortgage Adviser

    Last checked: 31 October 2024

    Dave can advise across a limited set of mortgage products, which may be provided by companies Dave works with. This limitation may allow Dave to offer an improved service quality and lower fees, but it’s important you understand how these products compare with others available.

  • Qualifications Uploaded

    Qualifications not yet added

    Dave has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Dave has not yet added their fees to their profile

  • 55

    Positive First Impressions

    96% of users who are not yet clients had a positive first experience with Dave

    96% of VouchedFor users have had a positive (4 or 5 star) first experience with Dave (based on 55 first impressions)

I have been working within the financial services sector for over 35 years and have helped many clients buy their first home, move home or simply find competitive rates available for a current loan. I am available to discuss your requirements at any convenient time including evening and weekends. GHL Direct is a trading name of GHL Network Services Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership on xx/xx/xxxx. Get help to understand the best level of life, critical illness and income cover for you. Get help with everything from buying your first property, to remortgaging, or funding investment in property. Warning: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Offers available through VouchedFor

Contact Dave through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Dave's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Mortgage value

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Clients' level of financial expertise

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